SECURED HOME FUNDING - THE RIGHT CHOICE!

Secured Home Funding offers a wide variety of mortgage programs to ensure the loan you get meets the needs you have and is the best loan for you.  As an FHA-approved lender, we have access to all of the best FHA and conforming loans available.  We are committed to providing exceptional service and thank you for the opportunity to work on your behalf! 

OUR MISSION

Our mission is to provide you with a secured guided transaction to meet your financial needs.  Our experienced specialists provide exceptional customer service, to ensure a process with no hassles and with a quick turnaround so you close on time.  We believe in building long-term relationships with our customers so you feel comfortable and confident in referring to us your family and friends. 

UPDATES

• FHA FIXED RATES AS LOW AS 5.50%!  Cash-out refinances up to 95% loan-to-value. Rate/term refinances to 97%!  And purchases to 97.75%!  NOW is a great time to consider a traditional FHA mortgage - read this article FHA Relief Falls Short about the challenges the newer FHA programs are facing.  We have helped many homeowners with our access to multiple FHA programs that work.  FHA changes are expected on January 1, 2009 - so act NOW while rates are great and the programs are available!

• The following rates are national averages as of Monday November 17, and will help you understand the differences in price between several products.  Depending on your financial situation, we will provide you with a more accurate quote.  In most cases, we BEAT the national averages because we have multiple sources to place your loan!  Ask your Secured Home Funding loan officer to prepare a no-cost analysis of your current financial situation, and provide a recommendation to you within 24 hours.  We work hard to provide you with a loan that meets your needs and closes quickly! 

Mortgages
National Mortgage Rates	Type Rate +/- Chart 30 yr fixed mtg 6.06% 30 yr fixed jumbo mtg 7.47% 30 yr FHA fixed mtg 6.40% 20 yr fixed mtg 6.08% 15 yr fixed mtg 5.74% 15 yr fixed jumbo mtg 6.71% 10 yr fixed mtg 5.64% 3/1 ARM 5.81% 3/1 ARM interest only 5.69% 5/1 ARM 5.93% 5/1 ARM interest only 5.93% 5/1 jumbo ARM (interest only) 6.27% 7/1 ARM 6.19% 10/1 ARM 6.82%

source: Wall Street Journal/Bankrate.com

• We are certified for reverse mortgage programs, including the FHA-approved HECM programs.  We have helped other senior homeowners understand the benefits of a reverse mortgage.  Ask to speak to a certified reverse mortgage specialist, and we will be glad to explain how this program will help you during your retirement years!

• We are hiring Loan Officers in both Chicago and Northern Virginia.  We are committed to employees and customers, so while other companies are closing or reducing their workforce, we remain strong.  Go to our Careers page and see why working with the Secured Home Funding team will be the best decision you have made this year!